Best Bikes for Long Drive Trips

Bikes Gyan

Bike OEMs in India like Bajaj and KTM offer quite a few bikes ideal for long trips. This post will shed light on two bikes from Bajaj and one from KTM ideal for long rides.

Here goes – 

  • First on the list is the KTM 250 Adventure. The latest iteration of the bike is available at an ex-showroom price of Rs. 2, 55,416*. KTM offers the bike in a single trim. The colors available are two. The bike is powered by a 248 CC, BS6-compliant engine. It has fuel injection and liquid cooling. The peak power and torque output of the engine are 29.5 bhp and 24 Nm respectively. The bike is offered with front and rear disc brakes. Dual-channel ABS is a standard feature. It is one of the best bikes for long rides.
  • The second on the list is the 150 CC Pulsar from Bajaj. The average ex-showroom price of the bike is Rs. 1, 16,118*. Bajaj offers the bike in three trims. The number of colors available for this bike is ten. The top trim comes with front and rear disc brakes. All trims come with single-channel ABS as a standard feature. The 149.5 CC, BS6-compliant engine develops a peak power of 13.8 bhp. The peak torque output is 13.25 Nm.
  • Last but not least is the reasonably priced, true-cruiser-style bike, the Bajaj Avenger Cruise 220. The motorcycle is available at an average ex-showroom price of Rs. 1, 57,146*. The bike is offered in a single trim and two colors. The single-cylinder, liquid-cooled, fuel-injected, BS6-compliant 220 CC motor can produce a peak power of 18.4 bhp. The peak torque output is 17.55 Nm. The bike comes with rear drum brakes with anti-skid technology. The front disc braking system is paired with single-channel ABS.

Must read: Best Bikes for Long Rides

How to Get Instant Approval on Two Wheeler Loan?

Two Wheeler Loan

To enjoy quick bike loan approvals, a borrower needs to follow certain tips.

Some of the most easy-to-implement tips for quick bike loan approvals are as follows – 

Always ensure that one is choosing a revered lender

The primary factor that dictates whether one will get instant bike loan approval is the overall reputation of the lender.

A reputed lender will have the latest infrastructure and skilled workforce. These two aspects are crucial when it comes to paperless loan approvals. Secondly, reputed lenders will try to offer the best services. The reason is simple; it will ensure that they can hold on to their market share. It also allows them to remain at the top of the minds of their clients.

When one chooses to apply for a Two wheeler loan, they should choose a reputed lender. This will allow the borrower to have access to quality-assured customer services. This is an important consideration. One will be able to refer to the customer service cell when they face difficulties with their bike loan.

One should never forget to use an EMI calculator tool

One should use the bike loan EMI calculator tool available on the official website of their preferred lender. This would allow them to choose the best combination of tenure and downpayment. The tool would also allow them to make sure that the rate of interest for the borrowed amount remains affordable.

Using the tool will also reveal the tentative EMIs the borrower would have to bear. This will ensure that the bike loan and its EMIs won’t add to the financial burden of the borrower.

One must make sure that they are meeting the generic eligibility criteria for bike loans

It is best to ensure that the borrower is meeting the eligibility criteria set for a bike loan.

The eligibility criteria for a bike loan offered by NBFCs and banks in India generally consist of – 

  • Age of the borrower
  • Monthly income of the borrower
  • Financial stability of the borrower
  • Residential address of the borrower. The borrower should reside in the same city as the lender’s office.
  • The credit history and credit score of the borrower. The credit history of the borrower should be spotless. The credit score of the borrower should be above 750.

For more details, feel free to consult with the spokesperson of a revered lender today!

Must read: How To Calculate EMI On Bike Loans With EMI Calculator

What is a Bike Loan EMI Calculator and How Does it Work?

Bike EMI Calculator, Two Wheeler Loan EMI Calculator

The prices of motorcycles sold in India are being relentlessly hiked over the past two years. This means that the majority of motorcycles in India are out of reach for the common person. So, what can one do? As spending a boatload of cash is not a wise decision especially when cash is king in India.

The solution is to apply for a bike loan.

Why?

The benefits of a bike loan are many. Some of them are as follows – 

  • The loan will offer a financial cushion to the loan applicant and keep them from breaking their FD or savings.
  • With each EMI paid on time, the loan applicant will be boosting their credit score and credit history.
  • Bike loans can also help the loan applicant to reduce the financial burden on their shoulders. How? Well, bike loans come with flexible tenures, interest rates and repayment options. Hence, one can choose a loan scheme that suits their needs.

There is a catch though!

One should only apply for a motorcycle loan after they have used a bike EMI calculator.

What is that!?

A bike loan EMI calculator is a free-to-use tool that all NBFCs and banking institutions offer on their official websites. These tools allow borrowers to have a vague idea about the EMIs they would need to bear for the loan.

How does the tool work?

The EMI calculator tool works on the principle of the following mathematical formula – 

EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

The meanings of the variable mentioned in the formula above are as follows – 

  • P is the loan amount.
  • R is the rate of interest and
  • N stands for the number of EMIs.

Users would need to put the values as per their preference along with the tenure in months. For more details, one must consult with their financial advisor as soon as possible.

Must read:  How To Select The Best Two Wheeler Loan Based On Interest Rate

Top Reasons Why You Should Buy KTM Duke 200

KTM Bikes

Summary – The KTM 200 Duke is a great bike in the 200 CC segment. Why? Read on to learn more –

The Duke range of bikes is quite popular in India. KTM recently subjected its products to the much-needed BS6 emission norms.

The prices of the bikes were also updated. According to the official price list, the KTM Duke 200 is available at a starting price of Rs. 2, 21,190. The number of variants available is one. The colour options available are two.

There are lots of other reasons why the Duke 200 remains a best seller from KTM. Some of those reasons are as follows – 

Looks

The bike comes with an inverted triangle-shaped headlamp cowl. It houses an LED DRL that accompanies a headlamp unit with a halogen bulb. The fuel tank on the latest iteration of the bike has an increased fuel-carrying capacity of 13.5-litres. The fuel tank has a new design. The tank shrouds are sharp but subtle at the same time. The tail section is a bit tweaked as well. It is sleeker than before. The seats are redesigned as well as they are now split into two separate sections.

Product Packaging

The bike comes with a similar product packaging to its BS-4 iteration. The bike still carries the orange-backlit LCD instrument cluster. The layout of the display has been tweaked a bit to keep it fresh. The bike comes with dual-channel ABS as factory standard equipment.

The Engine

The bike now comes with a split Trellis frame. It makes the bike agile in the corners and well-balanced at low speeds. The engine is a 199 CC, single-cylinder, liquid-cooled, fuel-injected engine. It still has the ready-to-race eagerness but overall, it has been tuned to be more rider-friendly and fuel-efficient. The power output of the engine is 24.7 bhp. The torque output is 19.3Nm. Compared to its rivals, the Duke 200 offers best-in-class performance on tracks as well as on roads.

Verdict

Similar to other KTM bikes in India, the 200 Duke is a great bike by all means. It has the power, the looks and the pedigree of a performance bike. Hence, buying this motorcycle is a winning move!

Must Read:

Five Best Things About The KTM 390 Duke That You Must Know

How To Calculate EMI on Bike Loans with EMI Calculator?

Bike EMI Calculator

Applying for a bike loan is inevitable these days. The ex-showroom prices of motorcycles in India have been hiked by several folds in the last couple of years. Hence, buying a bike using cash is out of the question.

A bike loan will be accompanied by EMIs. EMI is the abbreviated form for equated monthly instalment.

It is the fixed amount + interest that the loan applicant pays back to the lender monthly. This trend will continue until the borrower pays back the debt + interest to the lender in full.

Why calculate EMI?

Calculating the EMI allows the borrower to make sure that they can bear the burden of the loan.

How to calculate EMI for a bike loan?

Calculating the EMI of a bike loan can be done by using a bike loan EMI calculator. It is a nifty little, free-to-use tool that leading lenders offer on their websites.

How does the tool work?

An EMI calculator tool is programmed to run calculations based on the formula EMI = [P x R x (1+R)^N]/[(1+R)^N-1]. The meanings of the variables in the formula are as follows – 

  • P – is the principal or borrowed amount
  • R – is the rate of interest and
  • N – is the tenure of the loan.

How to use an EMI calculator tool?

  • One has to visit the official website of their preferred lender and look for their EMI tool.
  • Then they would need to fill up the blank spaces with variables like loan amount, tenure and interest rate.
  • Then they would need to press the ‘calculate’ button.

Conclusion

To apply for a two wheeler loan, consulting with a reputed lender is strongly advised.

Must Read: 

How To Choose The Best Bike Loan Interest Rates?

What Are The Documents That You Will Need To Apply For A Two Wheeler Loan?

Two Wheeler Loan

Bikes in India these days come with hefty sticker prices.

Hence bikers planning to buy a new bike tend to apply for two wheeler loans.

Why?

Well, a bike loan helps a person keep their savings intact!

What are the documents a person would need to submit while applying for a bike loan?

Well, they are as follows – 

For salaried loan applicants – 

ID proof in the form of any one of the following – 

  • Passport
  • Photo credit Card
  • Pan Card
  • Driver’s Licence
  • Voter’s ID
  • Aadhaar Card
  • ID card with the applicant’s photograph that is issued by the state or central government of India.
  • Two recent passport size photographs (mandatory).

Address Proof in the form of any one of the following – 

  • Passport
  • Driver’s Licence
  • Voter’s ID
  • Utility Bill
  • Aadhaar card
  • Bank account statement
  • Post Office savings bank account statement
  • Property or municipal tax receipt
  • Last 3 month’s salary slips
  • Form 16
  • Latest ITR
  • Last 3 months’ bank statement (mandatory).

For loan applicants who are business persons – 

ID proof in the form of any one of the following – 

  • Passport
  • Pan Card
  • Driver’s Licence
  • Voter’s ID
  • Aadhaar Card
  • Two recent passport size photographs (mandatory)

Address proof in the form of any one of the following – 

  • Passport
  • Driver’s Licence
  • Voter’s ID
  • Utility Bill
  • Aadhaar card
  • Bank account statement
  • Post Office savings bank account statement
  • Property or municipal tax receipt
  • Latest ITR
  • Last 3 month’s bank statement (mandatory)

Conclusion

For the best results, be sure to use the bike EMI calculator before applying for a loan!

Must Read: 

How To Choose The Best Two Wheeler Loan?

Here is The Latest Price List of Bajaj Bikes

Bajaj Bikes

Bajaj revised the prices of its bikes once again.

The revised Bajaj bike price list looks like this – 

  • The Bajaj Pulsar 150 is now available at Rs. 1, 20,468*. It is one of the best selling 150 CC sports commuter bikes in India.
  • The Bajaj Pulsar NS200 is now available at Rs. 1, 58,991*.
  • The Bajaj Pulsar 125 is now available at Rs. 99,850*. 
  • The Bajaj Pulsar NS 125 is now available at Rs. 1, 18,656*.
  • The Bajaj Platina 100 is now available at Rs. 64,438* and also you check the latest Bajaj Bikes price list.
  • The Bajaj Pulsar NS160 is now available at Rs. 1, 43,572*. 
  • The Bajaj Pulsar RS 200 is now available at Rs. 1, 92,243*. 
  • The Bajaj Dominar 250 is now available at Rs. 1, 93,590*. 
  • The Bajaj Pulsar 220 F is now available at Rs. 1, 59,533*. 
  • The Bajaj Pulsar F250 is now available at Rs. 1, 67,302*. 
  • The Bajaj Dominar 400 is now available at Rs. 2, 65,340*. 
  • The Bajaj Pulsar N250 is now available at Rs. 1, 65,413*.
  • The Bajaj CT 100 is now available at Rs. 68,665*. 
  • The Bajaj Platina 110 is now available at Rs. 80,527*. 
  • The Bajaj Avenger Street 160 is now available at Rs. 1, 30,775*. 
  • The Bajaj CT 110 is now available at Rs. 72,152*. 
  • The Bajaj Avenger Cruise 220 is now available at Rs. 1, 58,815* and
  • The Bajaj Pulsar 180 is now available at Rs. 1, 35,628*.

If one needs details about the Bajaj bike loan, you can visit the official website –

https://www.bajajautofinance.com

Must Read:

Here is Best Bajaj Bikes in India That You Need To Know

Latest Bajaj Pulsar NS 160 Now More Powerful – Know All Details

Bajaj Bikes, Bikes Gyan

Bajaj is the leading bike brand in India as it has the largest market share. The brand offers a myriad of bike models. It offers several naked street bikes as well.

The Pulsar NS 160 is the one that takes the proverbial cake.

Why?

Well, due to the following reasons – 

  • Just like other Bajaj Bikes in India, the NS 160 has a riding triangle that promotes comfortable rides.
  • The overall riding stance of the motorcycle keeps the rider engaged at all times.
  • Short riders don’t have issues riding the bike although the seat height is 805mm.
  • The footpegs are placed towards the back of the bike thus allowing the rider to crouch and reduce air drag.
  • The bike comes with contoured seats and proper padding so that long rides are comfortable.
  • The BS6-compliant, single-cylinder, the oil-cooled motor has four valves and fuel injection. It has a displacement of 160.3 CC and can produce 17.03 bhp power 14.6 Nm torque.
  • The bike can accelerate to 60 KMPH in no time.
  • The acceleration of the engine is linear thus allowing the bike to remain fuel-efficient.
  • The true potential of the motor is unlocked when the RPM surpasses the 5,000 mark. 

Check – Bajaj Bikes in India

  • The first and second gear ratios are short thus allowing riders to zip around bumper-to-bumper traffic effortlessly.
  • The highway performance is seamless. One can cruise at speeds of 100+ KMPH without worrying about overheating the engine. This is possible due to the efficient oil-cooling system equipped on the bike.
  • A gearbox is a five-speed unit that is paired with a light clutch.

Must Read:

Everything That You Need To Know About Bajaj Avenger Cruise 220

Bajaj CT 110 – Know Best Features About The Mileage Champion

Bikes Gyan

The Bajaj CT 110 has always been the best bike in India in terms of fuel efficiency. The real-world mileage of the bike stands at 70 KMPL!

It is positioned in the market as a commuter bike by Bajaj. The overall value for money factor of the bike is second to none. The average ex-showroom price of  the bike stands at Rs. 69,064*. The available number of variants is 2. The bike is offered in seven color schemes.

The Bajaj CT 110 bike has a powerful 115.45 CC engine. It is BS6-compliant and is a single-cylinder, air-cooled unit. Bajaj replaced the carburetor in the bike with an efficient fuel-injection unit. It is mated to a 4-speed transmission.

The peak power and torque outputs of the bike stand at 8.48 bhp and 9.81 Nm. The bike comes with a front and rear drum brake setup. In terms of safety, Bajaj offers the bike with its combined-braking technology. The dry weight of the bike is 127 KGs and it is equipped with an 11-liters fuel tank.

One can also choose the CT 110 X-variant. It is a fancier iteration of the generic CT 110.

The overall looks of the Bajaj CT 110 X are more rugged compared to the base variant of the Bajaj CT 110. The styling elements used on the bike are practical and functional. 

The noticeable change between the Bajaj CT 110 and the Bajaj CT 110 X is the rear fender. The front fender of the Bajaj CT 110 X comes in a matte-black finish. The Bajaj CT 110 X comes with a beautifully designed headlamp cowl with integrated LED DRL. The handlebar on the bike comes with handlebar braces along with a large engine and sump guard.

The Bajaj CT 110 X also comes with a luggage rack tucked at the rear of the bike. The maximum load the rack can carry is 7 KGs. The thigh pads stuck on the fuel tank are thicker compared to the generic Bajaj CT 110.

For more details, visit your nearest Bajaj-authorized bike dealership today!

Must read: Here Is The List Of Best Mileage Bikes India

Best 200cc Bikes in India That You Should Know

Bikes Gyan

Bajaj is one of the leading OEMs in India that offers the best 200 CC bikes. Bajaj’s 200 CC bikes offer a high value for money factor. The following is a shortlist of the best 200 CC bikes from Bajaj – 

Bajaj Pulsar NS 200

Bajaj Pulsar NS 200 is a naked street bike. Bajaj offers the bike at a base MSRP of Rs. 1, 49,899. The bike comes with a single trim. The colour options available are 4.

The bike has a BS6-compliant 199.5 CC engine. It is a single-cylinder, liquid-cooled, fuel-injected motor. The engine is tuned to develop 24.13 bhp and 18.5 Nm of peak power and torque. The bike is equipped with front and rear disc brakes. ABS is an OEM standard fitment. The dry weight of the bike stands at 156 KGs. The fuel tank has a capacity of 12-litres.

Bajaj Pulsar RS 200

The Pulsar RS 200 is a flagship motorcycle from Bajaj. It has a design language that is not found in any of the bikes developed to date by Bajaj. It is a compact sports bike with a short wheelbase. In terms of sales, it can easily be considered as one of the best 200 cc bikes in India. The bike is available at an average base MSRP of Rs. 1, 84,377.

Bajaj offers the bike in just one variant but the colour options available are three. The engine of the bike is BS6-compliant. It is a 199.5 CC, single-cylinder, liquid-cooled, fuel-injected unit. It is tuned to deliver 24.2 bhp and 18.7 Nm of peak power and torque respectively. The bike has disc brakes on both wheels and a single-channel ABS as standard fitment. The dry weight of the bike is 166 KGs. The fuel tank has a capacity of 13 litres.


Must read: Top 5 Bajaj Bikes Of 2022 In India That You Should Buy