Auto Loan and Financing

Introducing the 2023 iteration of the Bajaj Pulsar NS 160 and NS 200

Bajaj Bikes, bike loan, Bike Loan Interest Rates

Summary – The NS 160 and the NS 200 have been updated for the year 2023. Read on to learn more about them.

The NS 200 and the NS 160 are two of the best-looking and best-selling street bikes from Bajaj Auto.

Both motorcycles have been updated for 2023. The details about the updates implemented on these two motorcycles are mentioned below.

The Pulsar NS 200

The Pulsar NS 200 is the best-selling street sports bike in India. The bike was introduced to the Indian market back in 2012. The bike is being offered by Bajaj even in 2023. Overall the motorcycle’s design and packaging is the same since 2012. But the bike still brings in customers for Bajaj Auto.

How?

The primary reason that makes the NS 200 desirable is its 200 CC engine. The peak power and torque outputs of the liquid-cooled, single-cylinder engine are 24.13 bhp and 18.74 Nm respectively. The 200 CC bike is quite fuel efficient as well. The real-world mileage of the bike is 40 KMPL. Furthermore, the bike is offered with front and rear disc brakes. The base trim of the bike is offered with single-channel ABS. The top trim of the bike is offered with dual-channel ABS. The next reason that makes the NS 200 a value-for-money offering from Bajaj Auto is its price. The latest ex-showroom price of the NS 200 starts from Rs. 1, 67,083.

The Pulsar NS 160

The Bajaj Pulsar 160 NS on the other hand looks and feels the same as the NS 200. The only difference is that the NS 160 is powered by a 160.3 cc, single-cylinder, liquid-cooled engine. The peak power and torque outputs of the engine are 17.03 bhp and 14.6 Nm. Similar to the NS 200, Bajaj also offers this motorcycle with front and rear disc brakes.

The NS 160 also entails two variants. The base variant is offered with single-channel ABS. The top variant is offered with dual-channel ABS. The real-world mileage of the NS 160 is 41.5 KMPL. The price of the NS 160 is also quite competitive. The base trim of the NS 160 entails the ex-showroom price tag of Rs. 1, 50,767.

Both the NS 200 and the NS 160 have received 2023 updates

Bajaj now offers the NS 200 and the NS 160 with front Upside Down Fork suspension units. The digital instrument clusters of both bikes have been reprogrammed. The reprogramming now allows the riders of the NS 200 and the NS 160 to view the position of their bike’s gear. The reprogramming also enables the instrument clusters of both motorcycles to show real-time fuel economy, average fuel economy and distance-to-empty readings.

For more details about these motorcycles, please visit the nearest Bajaj bike dealership today.

Must Read : Bajaj P150 – a modern addition to India’s commuter bike segment

Bajaj P150 – a modern addition to India’s commuter bike segment

Uncategorized

Summary – the P150 might seem like a Pulsar 150 on steroids but that is not the case. The motorcycle is a brand-new product. Read on to learn more.

The P150 gained a lot of hype from the moment test mules were being tested on the roads. The spy shots of the test mule(s) made people think it was the next-gen Pulsar 150. That is not the case.

The P150 might look like a next-generation Pulsar 150 on steroids but it’s not! The Bajaj Pulsar P150 is a brand-new motorcycle built from scratch. The Bajaj Pulsar P150 seat height is 790 mm. The base model comes with a front disc brake and rear drum brake setup. The base trim also entails a single-piece seat. The handlebar on the base trim of this bike is flat. The pillion grab-rail on the bike is also a single-piece unit. The top-spec version of the P150 comes with a front and rear disc braking setup. The top-spec trim also gets a split-style seat, a clip-on handlebar, and split pillion grab rails. Both the base trim and the top-spec trim come with single-channel ABS.

Style and colours

The P150 comes equipped with a single-pod headlight completed with an LED DRL. The visor on the bike is tinted. The muscular fuel tank is stylized with fuel tank shrouds. The Pulsar branding entails a 3D finish. The engine is wrapped with a protective cowl. The exhaust manifold of the bike is an underbelly unit. The split-style LED taillight entails a fresh design as well. The bike is offered by Bajaj Auto in the following colour schemes.

Racing Red
Caribbean Blue
Ebony Black Red
Ebony Black Blue and
Ebony Black White.

List of features

The list of features for the P150 is as follows.

A single-pod projector-LED headlight with LED DRL
A Semi-digital instrument cluster (showing gear position indicator and distance to empty readout)
An analogue tachometer
A USB charger and
Single-channel ABS.

Engine

The motorcycle engine for the P150 is built from scratch. The engine is a 149.68cc, single-cylinder, fuel-injected, dual-sparkplug equipped, BS6-compliant unit. The peak power and torque outputs of the engine are 14.5bhp and 13.5Nm respectively. The peak power is unlocked at 8,500rpm and the peak torque is unlocked at 6,000rpm.

Suspensions & brakes

The P150 comes with a traditional telescopic fork suspension at the front. The rear suspension is a preload-adjustable mono-shock suspension. The base trim comes with a 260mm front disc brake and a 130mm rear drum brake. The top-spec trim comes with a 260mm front disc brake and a 230mm rear disc brake.

Price

The base trim of the Bajaj Pulsar P150 is Rs. 1, 35,227 (ex-showroom, Delhi). The top trim of the bike entails the ex-showroom, Delhi price of Rs. 1, 38,528.

To experience all the P150 has to offer, please test-ride the motorcycle today!

Things to Keep in Mind Before Buying a Sportsbike in India

Bajaj Bikes

Everyone aspires to own a sportsbike. But what about the additional list of cons that a sports bike entails?

Yes, owning a sportsbike has its fair share of downsides as well. Some of those downsides are –

Steep maintenance costs.
Steep ex-showroom prices.
Steep insurance costs.
Low fuel efficiency.
Low resale value.
Lack of sportsbike riding experience can lead to life-altering accidents.
Steep interest rates of bike loans and strict loan conditions such as penalties on loan foreclosure.

So does this mean that one should buy a sportsbike?

Not at all! If one has the means to own a sports bike then one can buy one without thinking twice. But if one is cash-strapped then one should choose to buy a compact sports bike. For example the Bajaj Pulsar RS 200 – the premium compact sports bike.

The unique selling points of the Bajaj Pulsar RS 200 – the best compact sports bike in India are mentioned below.

The ex-showroom price of the Bajaj Pulsar RS 200 is Rs. 2, 09,633.
Easy loan terms are available for this bike with Bajaj Auto Finance such as penalty-free Bajaj loan foreclosure.
The bike is powered by a 199.5cc BS6 engine.
The liquid-cooled, single-cylinder, fuel-injected engine produces 24.1 bhp (peak) power and 18.7 Nm (peak) torque.
The bike is equipped with front and rear disc brakes. Dual-channel ABS is also part of the OEM package.
The dry weight of the bike is just 166 KGs.
The fuel tank is designed to hold 13 litres of petrol.

To learn more about the RS 200, visit the nearest Bajaj bike dealership today.

Must Read: Top reasons why KTM Bikes made a Big Name in the Indian Market?

Top three Budget-Friendly Bikes from Bajaj

Bajaj Bikes

Prices of motorcycles are skyrocketing but Bajaj Auto still has some budget-friendly bikes in its line-up.

They are mentioned in the following sections.

The list starts with the Bajaj Platina 100 and for the right reasons. The base trim of this Bajaj 100cc bike costs Rs. 64,225. The top trim of this bike costs Rs. 83,795. The bike is powered by a 102cc BS6 engine. The peak power and torque outputs of the engine are 7.79 bhp and 8.34 Nm respectively. Bajaj has equipped the bike with drum brakes that work in tandem with the Bajaj-patented combined braking system. The dry weight of the bike is 117 kg. The fuel tank can hold 11 litres of petrol.
Next up is the Bajaj CT 110. It is yet another entry-level budget commuter bike that has a reputation for its fuel efficiency. The base trim of this bike costs Rs. 74,922. The top trim of this bike costs Rs. 84,783. The engine on the bike has a displacement of 115.45cc. The engine is BS6-compliant and can produce a peak power of 8.48 bhp. The peak torque output of the motor is 9.81 Nm. Bajaj has also equipped this bike with front and rear drum brakes. The combined braking system is also part of the OEM standard package. The dry weight of the bike is 127 kg. The fuel tank can hold 11 litres of petrol.
The Bajaj Platina 110 is probably one of the most popular budget bikes in India. The base trim of this motorcycle retails at Rs. 82,914 (ex-showroom). The top trim retails at Rs. 90,099. The engine on the bike is a 115.45cc BS6 unit. The peak power and torque outputs of the engine are 8.48 bhp and 9.81 Nm. The top trim comes with a front disc brake (with ABS) and a rear drum brake. The dry weight of the bike is 122 kg. The fuel tank on the bike can hold 10.5 litres of petrol.

Reading about a motorcycle cannot help one to make up their mind. The best step forward is to test-ride a bike at the nearest Bajaj dealership.

Must Read: An Overview of Some of the Best Mileage, Cruiser and Touring Bikes from Bajaj

Here’s the Complete KTM India Bike line-Up and Prices for 2023

KTM Bikes

KTM is an Austrian brand that has a global reputation for track-ready and track-only bikes. For India, the brand produces mass-market bikes built locally in India with 125, 200, 250, and 390 CC engines.

This post will highlight KTM’s India line-up in brief.

Here goes.

The KTM 125 Duke is the entry-level street bike in the Duke range. It costs Rs. 2, 06,473 and is powered by a 124.7cc BS6 engine. The peak torque and power outputs of the engine are 14.3 bhp and 12 Nm. Front and rear disc brakes along with single-channel ABS are part of the OEM package.
The KTM RC 125 is the entry-level compact sports bike in the RC series. It costs Rs. 2, 18,239 (official ex-showroom KTM price in India). The bike has a 124.7cc BS6 engine. The peak power and torque outputs of the engine are 14.34 bhp and 12 Nm respectively. Dual disc brakes and single-channel ABS are part of the OEM standard package.
The KTM 200 Duke was the first bike KTM launched in India. The bike costs Rs. 2, 27,693 and is powered by a 199.5cc BS6 engine. The peak power and torque outputs of the engine are 24.67 bhp and 19.3 Nm. Dual disc brakes and dual-channel ABS are part of the OEM standard package.
The KTM RC 200 is a more powerful compact sports bike meant for those who do not want the RC 125. It costs Rs. 2, 48,096 for the base trim. The top trim costs Rs. 2, 54,668. The bike has a 199.5cc BS6 engine. The peak power and torque outputs of the engine are 24.6 bhp and 19.2 Nm respectively. Dual disc brakes and dual-channel ABS are part of the OEM standard package.
The KTM 250 Duke costs Rs. 2, 78,832 and is powered by a 248.76cc BS6 engine. The peak power and torque outputs of the engine are 29.6 bhp and 24 Nm respectively. Dual disc brakes and dual-channel ABS are part of the OEM standard package.
The KTM 250 Adventure is an entry-level adventure bike from the brand. The bike costs Rs. 2, 87,945 and has a 248.76cc BS6 engine. The peak power and torque outputs of the engine are 29.63 bhp and 24 Nm. Dual disc brakes and dual-channel ABS are part of the OEM standard package.
The KTM 390 Duke is the most powerful in the Duke India range. The bike costs Rs. 3, 54,586 and has a 373.27cc BS6 engine. The peak power and torque outputs of the engine are 42.9 bhp and 37 Nm respectively. Dual-channel ABS and dual disc brakes are part of the OEM standard package.
The KTM RC 390 is the most powerful compact sports bike in the RC India range. A new KTM model known as MotoGP edition was introduced for this bike. The base trim costs Rs. 3, 69,495. The top trim costs Rs. 3, 76,535. The bike has a 373.27cc BS6 engine. The peak power and torque outputs of the engine are 42.9 bhp and 37 Nm respectively. Dual disc brakes and dual-channel ABS are part of the OEM standard packaging.
The KTM 390 Adventure is the most powerful adventure bike in KTM’s India line-up. The bike costs Rs. 4, 01,442. The bike has a 373.27cc BS6 engine. The peak power and torque outputs of the engine are 42.9 bhp and 37 Nm respectively. Dual disc brakes and dual-channel ABS are part of the OEM standard package.

To learn more about KTM’s India line-up, visit the nearest KTM dealership today.

Must Read: Top Best Mileage Bikes in India with Price & Engine Capacity

Are the KTM Duke 390 and RC 390 Similar in Terms of Specifications?

KTM Bikes

KTM, the Austrian motorcycle brand offers street, compact sport and adventure bikes. Engine options range from 125 CC to 200 CC, 250 CC and 390 CC.

The Duke and RC ranges are street and compact sport bikes respectively. The RC 390 and the Duke 390 are the most powerful bikes in KTM’s India line-up.

The following sections will compare KTM RC 390 vs Duke 390 in terms of specifications and looks.

Here goes.

The KTM RC 390 is a compact sports bike. The base trim costs Rs. 3, 69,495. The top trim costs Rs. 3, 76,535.

Specifications of the bike are as follows –

Peak Power and torque outputs – 42.9 bhp @ 9,000 rpm and 37 Nm @ 7,000 rpm respectively
Engine – Liquid-cooled fuel-injected BS-VI, 373.27 cc, single cylinder.
Bore and stroke – 89 mm and 60 mm respectively
4 Valves Per Cylinder
Compression Ratio – 12.88:1
Spark Plugs – 1
Clutch – Shift Assist And Slipper Clutch
Fuel Tank Capacity – 13.7 litres
Mileage – 29 kmpl
Top Speed – 170 Kmph

The Duke 390 on the other hand is a KTM bike meant for the streets. The ex-showroom price of the bike is Rs. 3, 54,586.

Specifications of the bike are as follows –

Peak Power and torque outputs – 42.9 bhp @ 9,000 rpm and 37 Nm @ 7,000 rpm respectively
Engine – Liquid-cooled fuel-injected BS-VI, 373.27 cc, single cylinder.
Bore and stroke – 89 mm and 60 mm respectively
4 Valves Per Cylinder
Compression Ratio – 12.88:1
Spark Plugs – 1
Fuel Tank Capacity – 13.4 litres
Mileage – 27 kmpl
Top Speed – 167 Kmph

So the answer is yes, both bikes are similar in terms of specifications. However, they differ in terms of looks, classification, mileage, fuel tank capacity and top speed.

Must Read: Simple Tips To Get Low Interest Rates On Preferred Bike Loans

Mistakes to Avoid with a Bike Loan

Two Wheeler Loan

For the average individual in India, a motorcycle is an asset. A motorcycle is cheap to own and easy to ride. Furthermore, parking issues with a motorcycle are negligible.

However, whether one is buying a Bajaj 100cc bike or a Dominar 400, prices of motorcycles recently have skyrocketed.

This led to the situation where loans for motorcycles became the only solution for motorcycle buyers. In this context, it is best to remember to avoid the mistakes mentioned below with one’s bike loan.

Delay paying the EMIs

It is a mistake to delay paying the EMIs for one’s two-wheeler loan. Delayed EMI payments would not only rack up penalties but also hamper one’s credit history. If continued, delays can also lead to the instance where the lender repossesses the bike!

Not making a downpayment and applying for a large loan

It is a mistake to apply for a loan without making a downpayment. At the same time, it is also a mistake to borrow a large sum from a lender. In both cases, a borrower would have to bear steep interest rates and extremely steep EMIs.

Not borrowing from authorized lenders

It is a mistake to borrow money from unauthorised lenders. One must ensure that the lender they are borrowing from has the necessary credentials like permission from the RBI.

Not paying attention to the fine print of the loan document

It is a mistake to avoid reading the terms and conditions of the final loan document. In case one is having issues understanding any clause then the doubt should be clarified on-site. Otherwise, one might end up paying unnecessary charges.

For more details, consult a professional financial advisor.

Must Read: Top 5 Sports Bikes in India That You Should Know

3 Things to Consider Before Getting a Two-Wheeler Loan in India

Two Wheeler Loan

Indians and their love for motorcycles is no news.

However, gone are the days when one could buy a bike they like with cash. Motorcycle manufacturers have been increasing the prices of their respective line-ups every month. This led to the current situation where even an entry-level motorcycle costs more than INR 80, 000.

The price hikes also allowed loans for a two-wheeler to become a mainstream financial product from a niche financial product.

However, when one is applying for a motorcycle loan, one should keep the following things in mind.

It is best to stay away from 0 downpayment loans

0 downpayment loans allow buyers to take the bike they want home without paying a penny as a downpayment. The entire MSRP of the motorcycle will be borne by the lender. The downside of a 0 downpayment loan is that borrowers would have to bear steep interest rates on the borrowed sum. Furthermore, the EMIs for a 0 downpayment loan scheme will be steep as well.

It is best to borrow a small sum

Financial advisors often advise buyers to borrow not more than 20% from a lender while applying for a bike loan. The reason is simple. A small debt is within the borrower’s control. When a debt is small, the borrower is also able to keep their financial history as well as credit score red-flag free.

It is best to borrow when one’s credit score is high

Borrowers should apply for a loan for long-ride bikes when their credit score is above 750. A high credit score will allow a borrower to enjoy reasonable interest rates. Furthermore, the loan would also entail favourable clauses such as affordable EMIs.

To learn more, please consult a professional financial advisor.

Must Read: A complete list of Bajaj Auto’s entire Pulsar range for Indian riders

A Brief Account of Bajaj Auto Rickshaw Prices for 2023

Three Wheeler

Bajaj offers three auto rickshaws in India. The three wheeler manufacturer recently updated the prices of its auto rickshaw range.

The latest Bajaj auto rickshaw price list is mentioned in the sections below.

The Bajaj RE is the best selling three-wheeler from Bajaj Auto. The starting price of the vehicle is ₹ 2.27 lakh (ex-showroom). The Bajaj Compact RE is known for its affordable ownership costs, durability and long operational life. The vehicle is available in CNG and petrol variants
The Bajaj Maxima Z is the second best selling autorickshaw from Bajaj. The price range for the vehicle currently hovers between ₹ 1.96-1.98 lakh (ex-showroom). The Maxima Z is available in diesel, petrol and CNG variants. The latest iteration of the vehicle is packed with OEM standard features. The passenger seat has been redesigned to offer more comfort. The overall available space for luggage and passengers offered by this vehicle is second to none.
The Maxima X is the best autorickshaw from Bajaj. The three-wheeled light commercial vehicle is meant for those who want to cover longer passenger routes. The vehicle entails an ex-showroom price that currently hovers in the range of ₹ 2.45 – ₹ 2.47 Lakh. The cabin of the vehicle is meant to carry up to 4 passengers. The latest iteration of the vehicle offers more leg and shoulder room. This ensures that the owner of the vehicle will be able to keep haul passengers in comfort.

To learn more about the abovementioned three-wheeled light commercial vehicles, visit a Bajaj three-wheeler dealership today.

Must Read: Know the Latest Bajaj Bikes Price List in 2023

Here is the latest Bajaj motorcycle price list for 2023

Bajaj Bikes

Bajaj Auto has revised the prices of its motorcycles for the year 2023.

Here are the details.

Bajaj Platina 100 – the best mileage bike from Bajaj with a base price of Rs. 64,225. The top trim costs Rs. 83,795.
Bajaj CT 110 – another mileage bike with a base price of Rs. 74,922. The top trim costs Rs. 84,783.
Bajaj Platina 110 – the best-selling mileage bike from Bajaj with a base price of Rs. 82,914. The top trim costs Rs. 90,099.
Bajaj CT 125X – the stylish and fuel-efficient commuter bike with a base price of Rs. 88,470. The top trim costs Rs. 92,019.
Bajaj Pulsar 125 – the entry-level Pulsar with a base price of Rs. 99,966. The top trim costs Rs. 1, 12,438.
Bajaj Pulsar 150 – the model that made the Pulsar brand a phenomenon. The base trim costs Rs. 1, 29,410. The top trim costs Rs. 1, 38,911.
Bajaj Pulsar NS125 – the entry-level NS Series Pulsar with an ex-showroom price of Rs. 1, 27,414.
Bajaj Avenger Street 160 – the street cruiser with the ex-showroom price of Rs. 1, 43,921.

Bajaj Pulsar P150 – A new bike from Bajaj with the design of a street bike. The base trim costs Rs. 1, 41,470 and the top trim costs Rs. 1, 44,699.
Bajaj Pulsar N160 – the entry-level N Series Pulsar. The base trim costs Rs. 1, 52,842. The top trim costs Rs. 1, 58,002.
Bajaj Pulsar NS160 – the sibling of the NS 200 with an ex-showroom price of Rs. 1, 54,418.
Bajaj Pulsar NS200 – the OG street bike from Bajaj with an ex-showroom price of Rs. 1, 72,338.

Bajaj Pulsar N250 – a naked street bike with a base price of Rs. 1, 72,474. The top trim costs Rs. 1, 86,019.
Bajaj Pulsar F250 – a new model Pulsar. The base trim costs Rs. 1, 72,474 and the top trim costs Rs. 1, 86,019.
Bajaj Avenger Cruise 220 – the most affordable cruiser bike from Bajaj with an ex-showroom price of Rs. 1, 73,506.
Bajaj Chetak – the e-scooter from Bajaj with an ex-showroom price of Rs. 1, 66,808.
Bajaj Pulsar RS 200 – the premium compact sports bike with an ex-showroom price of Rs. 2, 09,633.
Bajaj Dominar 250 – the sibling of the Dominar 400 with an ex-showroom price of Rs. 2, 12,168.
Bajaj Dominar 400 – a street bike with an ex-showroom price of Rs. 2, 75,050.

To learn more about the bikes mentioned in this post, visit the nearest Bajaj bike dealership today.

Must Read: Top 4 Reasons Why Bajaj Platina 110 H Gear is The Best Mileage Bike in India