Get Detailed Information Related to Bike and Bike Finance.
Author: Navneet Sharma
I am a financial analyst. I have done MBA in Finance. I have worked extensively in the finance sector along with many organizations. I have assist with the new business process and working with Finance and Business Managers. I’ve already written about financial careers available for good Financial Analysts.
Bajaj Pulsar 150 is no doubt one of the most popular bikes today. Here are top facts that make this bike the best-selling in the 150CC bike market.
Value for Money
Bajaj Auto is known for providing its customers with reliable and long-lasting products that do not need extensive maintenance. With a retail price below INR 1 lakh and a refreshed look that looks newer, this bike is an absolute steal!
Bajaj Pulsar 150 has advanced ABS that makes braking a lot smoother at high speeds. The 240mm front disc brake guarantees the safety of the rider. It is also more stable due to the large tubeless tyres that increase friction between the tyre and the road.
Available in 7 different colours, there is a Pulsar on the market for any kind of rider. Coloured alloy wheels, 3D variant logos and an alloy grab rail make the pulsar feel highly premium and attractive.
Many entry-level customers opt for the 150cc version of Bajaj bikes as their entry-level purchase to ensure a smooth ride experience on all types of roads. The air-cooled single-cylinder engine in the Bajaj Pulsar 150 is capable of 14PS and an improved 13.4Nm torque. This is the highest compared to most other bikes in the 150cc category.
Riding experience is easier if you don’t have to think about your ride leaving a hole in your pocket. In general, 150cc bikes are fantastic at this. They offer good power while retaining high fuel efficiency. The DTS-i engine enables the Pulsar 150 to boast a mileage of 65 km/L, which is among the highest on the market.
The KTM RC 200 is a high-power bike by Bajaj. It has gone through a lot of changes and is one of the most popular and highest performing bikes in the year 2021. Before making your investment in this superbike, here are a few things you need to know about it.
The new RC 200 has a 199.5 cc engine and it is available as a BS 6 model. Its fuel capacity is approximately 9.5 litres. The bike’s engine has an electric starter and allows a quick start.
The KTM RC 200 has an anti-locking braking system. It has both front and rear disc brakes.
It is available in one variant and two different colours – orange and black. It has bold graphics and a brilliant design. The integrated blinkers, twin headlight, full digital display (which includes service reminder, fuel indicator, and more), and the thin tail give it dynamite yet sleek style.
The foot-pegs are strong and lightweight. It can be customised into three different positions depending on the rider’s requirements.
It has two overhead camshafts and carbon-coated cam followers. The bike also has four valves in its cylinder head. One of the features that differentiate KTM RC 200 from other bikes is its telescopic fork, which has a 43mm outer diameter. This makes it an ideal option for bike racing and long rides on rough terrains.
The RC 200 is safe as it has a three-chamber silencer attached close to the centre of gravity of the bike, thus avoiding contact between the rider and passenger’s legs with the bike’s exhaust. The bike also has additional balance and better support.
The windshield is aerodynamically designed to prevent the rush of wind and dust on the rider’s face.
If you want to buy a two-wheeler vehicle but are concerned that you cannot afford the whole amount at once, you can consider availing a two-wheeler loan. If this is the first time that you are applying for a loan, here’s a complete guide to choosing the best.
Research– One of the most important things before applying for Two Wheeler loan is to do a thorough research. Check the various loan offers from different lenders and compare them based on factors like rate of interest, EMI, plan benefits, tenure etc.
Interest Rate- Different lenders offer different interest rates on two-wheeler loans. The interest remains constant throughout the year, but the amount increases. Hence, select the finance company that has the minimum interest rate.
Loan Repayment- The tenure of repayment and EMI varies for different loan plans. You can calculate it by using the Two wheeler loan EMI calculator. This will give you an idea about the amount of EMI that you need to repay.
Tenure of the Loan– There are many tenure options available on two-wheeler loan, starting from 12 months to 48 months depending on your loan repayment capacity. The tenure of the loan repayment can be adjusted according to the necessity.
Offers- During festivals and other occasions, finance companies provide some additional offers and attractive discounts on the loan like low-EMI, low rate of interest, flexible tenure etc. You can make the most out of such occasions to get a better deal. This will allow you to save money and you canalso buy your desired vehicle at the best price.
Hope these tips can help you find the best two-wheeler loan for your needs.
Bike riding is a passion for a lot of people. You should buy the best bike, which is reasonable as well as has the best features. Bajaj has launched some of the best bikes in this range. KTM 125 Dukeis one of the best bike models by Bajaj. Here are a few reasons why you should buy this bike-
This KTM bike offers excellent performance and exudes world-class style. It resembles its previous model KTM 200 Duke with similar panel design and has an iconic appearance. It is available in a combination of black and orange colours.
It is a 125CC bike that has 150 section rear tyre. Ithas a fuel tank capacity of approximately 10 litres.
Its liquid-cooled fuel engine makes it suitable for long rides. It is capable of churning out 14.5 HP at 9250 rpm and torque of 12 Nm at 8000 pm. The engine is paired with a six-speed gearbox. The bike is capable of reaching a maximum speed of 115 to 120 kmph.
It is an economical bike available at Rs 1.32 lakhs with the best features at a less price compared to other bikes in the same price range. This is one of the least in KTM bikes price list. You can also buy it at low-cost EMI through a two-wheeler loan. Look out for special discounts on special occasions.
If you are willing to invest in a good bike, which is trendy and has a contemporary design, then you must surely invest in KTM 125 Duke. You can buy this bike at your nearest Bajaj bike dealership.
With the start of 2021, here are a couple of sports bikes you might want to consider within a moderate range of Rs 1 lakh to Rs 2 lakh.
Bajaj Pulsar RS200
The Pulsar RS 200 comes with a BS6 engine producing 24.5 bhp spitting around 18.3-18.6 nm of torque. One of the entry-level supersport bajaj bikes, RS200 features an angular body with sharp body panels, twin projector headlamps and a dual-tone paint scheme.
The bike has several modern cruising features, such as dual-channel ABS for safety and reading out of information such as the fuel gauge and more. This bike is the definition of value for money as it is available for Rs Rs 1.51 lakh with all the lucrative features mentioned above.
KTM RC 200
The KTM RC 200 features a 199cc motor engine, making it one of India’s most potent 200cc bikes today. It is a power-packed monster in terms of performance along with dual-channel ABS for safety.
The look and design of this vehicle are very similar to other KTM bikes yet highly appealing. This bike again offers high value for money, coming in at around Rs 2 lakh.
Besides the two options mentioned above, you can also look out for Bajaj Pulsar 220F, Bajaj Pulsar NS200, KTM RC 125, KTM RC 390, etc. All these bikes offer robust riding experience on the road with high value for money.
When talking about day-to-day driving, eating food from the nearest mall or visiting a nearby city, two-wheelers are preferred mode of commutation for most people in India. However, you should ideally take a bike loan when purchasing a new two-wheeler instead of making cash payment upfront.
Advantages of a Bike Loan:-
For two-wheelers, lenders offer low-interest rates for ease to make significant transactions, and these can be calculated by bike loan EMI calculator. The final interest rate usually depends on the income source of the borrower, credit score, the two-wheeler price and demand variation.
Quick Approval of Loans
Quick clearance of two-wheeler loans means fast payment for your two-wheeler when you purchase the same on financing.
Reduce the Burden on Your Budget
Another advantage of bike loans is that you can conveniently save while repaying your loan via instalments.
High Coverage of Loan Amount
If you are on a low budget, you can easily buy a two-wheeler with a higher bike loan coverage. You can always calculate your interest rate in a bike loan EMI calculator and decide the sum you want to borrow.
The simple benefit is you do not have to spend large sums of capital, which affects your liquidity adversely. If you use cash rather than a bike loan, the liquidity will be affected adversely.
The RC 390 is an agile, fast, and sporty bike that’s perfect for country roads and the racetrack.
The KTM RC 390 bike has a new side-mount exhaust system and revised settings that allow it to produce 42.0 horsepower at 9900 rpm. The new slipper clutch allows optimum exploitation of the RC’s impressive cornering ability.
The reduction in trail combined with a steep 23.5-degree rake and short 52.8-inch wheelbase gives the RC 390 catlike reflexes to your handling. The beautiful machine weighs just 365 pounds, affordable compared to other KTM bikes, and delivers better performance.
The RC’s 320mm front disk, which is clamped by a strong radially-mounted four-piston calliper, allows the already lightweight RC to decelerate at a better rate than before.
The KTM RC 390 comes with wider mirrors, a thicker seat, and adjustable levers. The graphics are bolder, and the inclusion of an LED tail light makes the RC a more sustainable street bike.
As the KTM bikes price listindicates, KTM allows customisations with hop-up parts and kits to make it more suited for the street or the racetrack.
KTM’s RC series of bikes has remained true to its original design for six years, and an update was long due.
People buy bikes based on two significant factors — mileage and cost. They often compromise with the bike’s on-road cost but are more concerned about mileage. Mileage refers to the distance travelled by bike in one-litre petrol (kmpl). Ideally, your bike should offer good mileage and must be cost-effective in the long run.
Bajaj bikes are known to provide excellent mileage. Here are some hand-picked bikes from Bajaj offering the best mileage:
Bajaj Discover 125
This bike has a mileage of 82.4 kmpl. It boasts elegant and appealing features with a 124cc cylinder.
Needless to say, the RC 200 from KTM is one of the best sports bikes in the country, best known for the brilliant design, engine strength, and other impactful capabilities. In the subsequent sections, we shall enlist the hits and misses of this two-wheeler whilst justifying the purchase, either using a credit line or upfront cash payment.