How We Can Calculate Bike Loan EMI Online?

The prices of bikes these days are pretty high but if you play your cards right, you can easily buy your dream bike in no time by seeking financial assistance from leading lenders in India.

In this context, before signing the dotted line, you would need to make sure that you will be able to bear the EMI of the bike loan you have applied for.

How can you do that?

Well, most lenders these days have a special tool programmed into their official website. The name of this tool is a bike loan emi calculator.

How does it work?

Well, an online emi calculator will be using the all-too-familiar balance reducing mathematical method which will allow the tool to calculate the emi of your loan amount in no time.

What are the parameters that you would need to provide the tool with?

Well, before the emi calculator can spit out the correct EMI figure which you would need to bear for the tenure of your loan, you would need to provide the tool with the following parameters – 

  • The principal or loan amount you have applied or are planning to apply for
  • The interest rate that the lender has agreed or has advertised to offer and
  • The tenure or the number of years allotted to you to pay off the debt.

Major Factor To Consider While Choosing a Best Two Wheeler Loan?

Bikes in India are getting expensive hence the only option that remains for the average, as well as the motorcycle enthusiast, is to choose a bike loan. This post will try to shed light on some factors that one should consider while choosing a two wheeler loan. 

Bikes, whether they are made in India or are imported as CKD or CBU units, are pretty expensive these days. Hence, if a commuter or a motorcycle enthusiast wants to own the bike of their dreams then they would need to apply for a Two wheeler loan.

But how can one know for sure which loan scheme would suit them the best?

Well, they would need to choose a bike loan scheme based on the following parameters – 

You would need to make sure that the rate of interest asked by the lender is on par with your budget and does not increase the on-road price of the bike by many folds.

For the best results, make sure that the lender you are choosing has a bike emi calculator programmed into its official website so that you can figure out the exact amount you would need to bear as a recurring amount in the form of EMIs for the debt you owe to the lender.

The next consideration should be the time taken by the lender to complete all the paperwork and related formalities. You are finally buying a two-wheeler to make sure that your commute to work or a weekend leisure destination can be completed in style in comfort and that too in no time. Hence, if you choose a lender that takes a lot of time to complete all the formalities, it will also increase the time taken by the bike dealer to let you ride away in your dream bike to glory. Always choose a lender that offers electronic paperwork. In this way, you will be able to park your dream bike at your parking lot in no time!

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How We Can Calculate Bike Loan EMI Online?

Top Mileage Bikes in India That You Should Buy in 2021

With the prices for fuel breaking the 100 INR mark, it is high time that people will start searching for bikes with the best mileage in India. It is time to take a look at some of the bikes from Bajaj that return the best mileage.

Bajaj has time and again offered the best bikes to Indian riders. Bikes from this OEM are not only reliable but also offer great value for money as well as return impressive mileage. In this context, it is time to take a look at some of the best mileage bikes in India from Bajaj – 

1. Bajaj CT 110 is the bigger sibling of Bajaj CT 100. The CT 110 is powered by the single-cylinder, air-cooled 115 CC engine that used to power the all-too-popular Bajaj Caliber 115. Over the decades it proved to be one of the most efficient and reliable engines produced by Bajaj. This is the reason why the OEM still offers the BS 6 compliant version of the engine in its CT 110 bike. The bike produces 8.6PS and 9.81Nm and comes with a refined 4-speed gearbox.

2. Next in line is the Platina 110 H Gear from Bajaj. This bike also received the much needed BS-6 refinements to its engine. It now comes equipped with a 5-speed smooth-shifting gearbox. The engine of the bike returns impressive mileage as well as performance thanks to its ability to produce 8.6PS and 9.81Nm.

Check:   Best Mileage Bikes in India

3. The next fuel-efficient bike from Bajaj is its Pulsar 150 that also received the BS-6 refinements. The bike has a single-cylinder, air-cooled, 149.5cc engine. It comes with a smooth-shifting 5-speed gearbox. The engine of the bike is capable of producing 14PS and 13.2Nm.

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Bajaj CT 110 – Know The Best Things About The Best Mileage Champion

Why Bajaj Pulsar 150 Is High Selling Bike in India

Bajaj is an indigenous OEM that has gained global recognition as a two and three-wheeler manufacturer. The company launched its Pulsar range of bikes almost two decades ago. Now, one might wonder how an ageing product like the Bajaj Pulsar 150 can still have such a substantial market share.

Well, the answer to this question is best explained in the sections below – 

  • A pricey product cannot make it big in a country like India, and the people running Bajaj understands this sentiment. This is the reason why since its launch, the Bajaj Pulsar 150 DTSI price was kept aggressive that compelled all of its rival products to make a run for their money.
  • The Pulsar has always been an entry-level performance bike for the average Indian motorcycle enthusiast. Its decent performance is possible thanks to the ever-reliable 150 CC motor that delivered decent power from the get-go. Over the years, the 150 CC heart of the Pulsar has been subjected to countless refinement and re-engineering sessions that ultimately made it one of the most efficient and rugged motorcycle engines in India and the countries where the Pulsar gets exported to!

Check:  Bajaj Bikes Price List

  • Next up on the list is the overall style and appeal of the bike. From the beginning, the Pulsar redefined how a commuter bike can look and perform aggressively without burning a hole in the pocket of its rider. Motorcycle enthusiasts would remember that the bike came with a tagline ‘Definitely Male’, and the same still applies to the overall styling of the bike to this day.
  • It is a fuel-efficient bike that can deliver up to 60 KMPL of mileage – an attribute that is one of the many selling points of the bike, especially when India’s petrol price is close to cross the 110 INR mark – don’t you agree!?

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Know The Details About The Bajaj Avenger Cruise 220 and Street 160

Bajaj Avenger Cruise 220

Bajaj introduced its Avenger range of affordable cruiser bikes in India way back in 2005 and since then it gained a lot of traction among Indian motorcycle enthusiasts and the masses alike. So what makes the avenger range so appealing? Read on to know more.

The Avenger range of cruiser bikes from the house of Bajaj was an instant hit the moment it showed up in the market way back in 2005. It is still in production today and recently after the BS – 6 emission norms were introduced in India, the motorcycle giant made subtle but necessary alterations to the engines of its Avenger range.

Here are a few more details about both the Cruise and the Street variant of the Avenger range – 

Bajaj Avenger Cruise 220

  • It is offered in moon white and auburn black.
  • It has a BS-6 compliant, single-cylinder heart that is fuel-injected and has a displacement of 220 CC.
  • It returns 19.03PS at peak 8500 RPM and 17.55 Newton Meters of torque at 7500 RPM. The engine is mated to a 5-speed gearbox that has received a much-needed refinement as well.
  • The rear wheel of the bike is equipped with a 130 mm drum brake unit and the front wheel is equipped with a 280 mm disc brake setup. It has a telescopic front fork suspension and adjustable twin shock absorbers at the rear.
  • The bike also comes equipped with single-channel ABS and has a dry kerb weight of 163 kg thus making the motorcycle ideal for riders of all skill levels.

Bajaj Avenger Street 160

Bajaj Avenger Street 160
  • The Avenger Street on the other hand has a 160 CC single-cylinder fuel-injected engine that returns 15 PS of power at 8500 RPM and 13.7 Nm of torque at 7000 RMP.
  • It is offered in ebony black and spicy red.
  • It has LED DRLs and a digital instrument console. The rest of the mechanical specifications are similar to its elder sibling.
  • Both bikes offer high value for money so irrespective of the variant one chooses to buy; they will be making a good decision.

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A Complete Guide to Choosing the Best Two Wheeler Loan

Things to Know While Comparing Two Wheeler Loans

Owning a two-wheeler is a popular decision for many Indians. However with rising production costs and ever-increasing ex-showroom prices, one has to take a two-wheeler loan. So what are the things that one should keep in mind while comparing a two-wheeler loan? Well, this post will shed light on some of those factors.

There are several aspects that one might need to keep in mind while comparing two-wheeler loans from different lenders. Some of those considerations are as follows – 

  • Every lender has its set eligibility criteria which may or may not differ from other lenders. Hence, the first step that one should take is to make sure that they are meeting the eligibility criteria set by the lender before they apply for the Two wheeler loan.
  • One must also make sure that the loan amount they will be getting will be enough for them to buy the two-wheeler they want. Some lenders do not ask for a down payment from the loan applicant but at the same time, one must carry out the necessary research so that the rate of interest will be within their budget.
  • The loan process should be seamless and the time taken to complete all paperwork should be short. For the best results, it is ideal to go for lenders that prefer e-paperwork instead of traditional paperwork as the former takes less time.
  • Finally, it is best to go for lenders that offer a dedicated bike loan emi calculator tool on their website so that the applicant can check out whether or not the minimum EMI the lender will be charging will be within budget or not.

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Bajaj CT 110 – Know The Best Things About The Best Mileage Champion

The Bajaj CT 110 is one of the most fuel-efficient bikes in India and with the rising fuel prices, it is evident for this two-wheeler to start selling like hotcakes. On that note, read on to know more about how the bike manages to be so fuel-efficient.

The rising fuel prices are surely making the common mass suffer. This is the reason why fuel-efficient vehicles such as the Bajaj CT 110 sells like hot cake.

So how does the Bajaj CT 110 run more KMs per litre?

Well, having a bigger and better engine means you will be saving while riding. The bike is powered by the refined version of the all-too-reliable 115cc single-cylinder air-cooled engine that used to power the Platina. It returns 9.81Nm of torque at 5000rpm and 8.6PS of power at 7000rpm – these figures are enough to take you from point A to B. At the same time, instead of a 5-speed transmission, the engine is mated to a 4-speed transmission so that the rider can make the most out of the moderately powered engine without burning excess fuel.

What other aspects make this bike the perfect commuter vehicle for city and rural life?

Well, the bike has telescopic fork shock absorbers at the front and the ever-reliable and oh-so-comfortable SNS (or spring-in-spring) twin shock absorbers at the back of the bike.

For stopping the bike, Bajaj has equipped this reliable commuter two-wheeler with a 130mm drum on both the front and rear wheels. The bike looks modern all thanks to the OEM 17-inch alloys that have deeply grooved tires so that the rider can confidently take on any terrain.

Check:  Best Mileage bikes in India

The ground clearance of the bike is also updated and the latest range sits at a whopping 170mm above the ground.

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Major Factor To Consider While Taking a Two Wheeler Loan

Everything You Should Know About Two Wheeler Loan ( 2021 )

A two-wheeler is one of the fastest ways to commute in India. This is the reason why people prefer owning a bike over a car when they want to reach from point A to B in a hurry.

On that note, when you are finally done deciding which bike you want, you are probably planning to apply for a two wheeler loan.

Here are a few things that might come in handy – 

Eligibility criteria that most lenders follow

  • The applicant should be above 21 years old.
  • The applicant should have a stable job or a stable income in case the same is a businessperson.
  • To ensure that the bike loan interest rates are within your limits, you would need to make sure that you have a good CIBIL score (which should be in the range of 700-750).

Documents needed

  • Apart from filling out the loan application form, you would need to bring with you a self-attested photocopy of your PAN card which the lender will be using as ID proof.
  • The lender will also ask for proof of address. In this case, all you would need to do is bring a self-attested photocopy of your voter ID or passport.
  • The lender will also ask for your bank statements for the last three months.
  • Whether you are a salaried individual or a businessperson, your lender will also ask for the latest ITR details.
  • You would also need to bring with you at least ten copies of your passport size photographs.

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Top 5 Facts That Make Bajaj Pulsar 150 the Highest Selling 150cc Bike

Bajaj Pulsar 150 is no doubt one of the most popular bikes today. Here are top facts that make this bike the best-selling in the 150CC bike market. 

Value for Money

Bajaj Auto is known for providing its customers with reliable and long-lasting products that do not need extensive maintenance. With a retail price below INR 1 lakh and a refreshed look that looks newer, this bike is an absolute steal!


Bajaj Pulsar 150 has advanced ABS that makes braking a lot smoother at high speeds. The 240mm front disc brake guarantees the safety of the rider. It is also more stable due to the large tubeless tyres that increase friction between the tyre and the road. 


Available in 7 different colours, there is a Pulsar on the market for any kind of rider. Coloured alloy wheels, 3D variant logos and an alloy grab rail make the pulsar feel highly premium and attractive. 


Many entry-level customers opt for the 150cc version of Bajaj bikes as their entry-level purchase to ensure a smooth ride experience on all types of roads. The air-cooled single-cylinder engine in the Bajaj Pulsar 150 is capable of 14PS and an improved 13.4Nm torque. This is the highest compared to most other bikes in the 150cc category.


Riding experience is easier if you don’t have to think about your ride leaving a hole in your pocket. In general, 150cc bikes are fantastic at this. They offer good power while retaining high fuel efficiency. The DTS-i engine enables the Pulsar 150 to boast a mileage of 65 km/L, which is among the highest on the market.

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7 Things You Need to Know About the KTM RC 200

The KTM RC 200 is a high-power bike by Bajaj. It has gone through a lot of changes and is one of the most popular and highest performing bikes in the year 2021. Before making your investment in this superbike, here are a few things you need to know about it.

  1. The new RC 200 has a 199.5 cc engine and it is available as a BS 6 model. Its fuel capacity is approximately 9.5 litres. The bike’s engine has an electric starter and allows a quick start.
  2. The KTM RC 200 has an anti-locking braking system. It has both front and rear disc brakes. 
  3. It is available in one variant and two different colours – orange and black. It has bold graphics and a brilliant design. The integrated blinkers, twin headlight, full digital display (which includes service reminder, fuel indicator, and more), and the thin tail give it dynamite yet sleek style. 
  4. The foot-pegs are strong and lightweight. It can be customised into three different positions depending on the rider’s requirements.
  5. It has two overhead camshafts and carbon-coated cam followers. The bike also has four valves in its cylinder head. One of the features that differentiate KTM RC 200 from other bikes is its telescopic fork, which has a 43mm outer diameter. This makes it an ideal option for bike racing and long rides on rough terrains.
  6. The RC 200 is safe as it has a three-chamber silencer attached close to the centre of gravity of the bike, thus avoiding contact between the rider and passenger’s legs with the bike’s exhaust. The bike also has additional balance and better support.
  7. The windshield is aerodynamically designed to prevent the rush of wind and dust on the rider’s face.

Check: KTM Bikes Price List

RC 200 is a state-of-the-art choice of bike. When compared to the KTM all bikes price in India, it is available for INR 2.04 lakhs.

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