Bajaj Pulsar 150 – Know The Best Features That Make Its High Selling Bike

The Bajaj Pulsar 150cc is one of the most popular bikes in its segment. It has become the best-selling product in this highly competitive sector because of its spectacular list of features. Some of the features that make Bajaj Pulsar 150cc a clear winner are:

  • Power

The deciding factor that helps Bajaj Pulsar 150 blow away the competition is its powerful engine. Despite having an entry-level 150cc engine for sportbike enthusiasts, Pulsar 150 can churn out an impressive 15.1 PS of power at 9000 pm. 

  • Design

The sharp and edgy design of the Pulsar 150cc has clicked with youngsters well. The signature look of the bike is uniquely different from any other bike in the market, making it easily recognizable and loved.

  • Features

Bajaj Pulsar 150 is loaded with several features such as a part-analog-part-digital custom instrument console, engine kill switch, clip-on handlebars, tubeless tires, self-canceling turn indicators, DC headlamp, and backlit switches. 

  • Pricing

Pricing has always been Bajaj’s most attractive feature. All Bajaj bikes are economically priced, and the new Pulsar 150 follows the trend, costing Rs 70,500*, providing great value for its vast list of features.

Must Read:-

5 Reasons Why You Should Apply For a Loan While Buying a Bike

Top Reasons Why You Should Use EMI Calculator Before Taking Bike Loan

Following are the reasons why you should utilise the EMI calculator before taking a bike loan –

ACCURACY — It is possible to make errors while calculating with a pen and paper, and you want to avoid anything happening to your hard-earned money and messing up your financial budget. An online EMI calculator provides you with an approximate amount which gives you an idea of your possible future instalments. 

INSTANT AND CONVENIENT — You only need to input the combination (loan amount, interest rate and tenure) you deem suitable, and the EMI amount is determined in just a few seconds. The Bike Loan EMI Calculator is available free of cost and can be accessed from anywhere anytime. 

PLAN YOUR FINANCES — If you use an EMI calculator before applying for a bike loan, you are in a position to plan your finances ahead. This way, when the time for debt repayment comes, you can comfortably pay off your debt without burdening your personal expenses. It helps you to ensure a good credit score.

It is better to gauge the risk of taking a loan as it saves you from the financial and mental stress. Using a bike loan EMI calculator will help you make an informed decision.

Must Read:

Tips To Choose The Best Two Wheeler Loan (2020)

KTM Duke 250 – Best Things That You Need To Know

KTM has made huge inroads in the Indian sports bike market by offering bikes that look stylish and deliver excellent performance all while being relatively light on your pocket. 

The KTM Duke 250 is one of their most popular bikes, and here’s what’s great about it:

  • Design 

Its design and bodywork is borrowed from one of KTM’s top-selling international superbikes and comes with a new spin on its colour scheme. It also has an LED DRL and split seats that look classy and premium. 

  • Performance

Equipped with a 250cc engine and a 6-speed gearbox, it can reach over 140km/h with ease and promises a roaring, powerful ride. All at a relatively economic mileage of 30-35km/l. 

  • Handling 

With a top-class suspension set-up, dual-channel ABS, front and rear disc brakes, a slipper clutch high ground clearance, a lightweight frame and great tires, it ensures an incredibly smooth ride and great fun turning on the corners. 

  • Price

With an on-road price of ₹2.31 lakh, this is a bargain at this price range. Especially considering the unrivalled features and performance that KTM bikes offer. 

Conclusion

One of the most popular KTM Bikes, this bike comes power-packed with great features and delivers great performance at a very reasonable price.

Must Read:-

5 Reasons Why You Should Apply For a Loan While Buying a Bike

Why Two Wheeler Loans Is The Smarter Way of Financing?

After selecting the model of the two-wheeler that you want to buy from many options available, the next thing you need to determine is how to finance that bike. There are two prominent options available when it comes down to it. You can either choose to pay cash or avail a vehicle loan. Let’s consider why availing a Two wheeler loan is the smarter way of financing

Additional Offers

You can get various gifts and offers like:

  • Cashback
  • Reduced interest rates
  • Zero down payment schemes
  • Free gifts

Quick Paperwork

Most bike sellers on the market today are in partnership with bike finance companies to provide rapid loans to customers. The paperwork required for these loans is minimal, and the processing time is extremely small. 

Down payment

Incase of cash-crunch, you don’t have to worry as the minimum down payment for bikes is very low. Some financers allow zero down payment facilities

Improve Credit Score

Opting for easy to repay loans help you to improve your CIBIL score.

Upgrade your bike’s model

Availing a loan can help you to buy a better, more advanced bike than before. 

So, instead of opting to pay cash during your bike purchase, it might be smarter to take a loan.

Additionally, Read:-

Here is the all Requirement to apply for Two Wheeler Loan

Top 6 Advantages Of Availing A Bike Loan As Opposed To Buying A Bike In Cash

Whether you’re getting your first bike or looking forward to upgrading to the latest version, buying a motorcycle is always exciting. While deciding which bike to buy is challenging, it is even more challenging to determine whether to get your bike through cash or bike loan. Here is a list of advantages of using a loan for a bike loan instead of buying a bike by paying money.

  • Affordable Interest Rates

Highly affordable and low bike loan interest rates make buying bikes easy.

  • Quick loan approval and processing 

Quick loan approval and processing that makes sure you’re able to take your bike home at the soonest.

  • Budget-Friendly

You don’t have to empty your pockets and ruin your budget. Instead, you can transfer the burden on the banks and pay convenient EMIs.

  • Complete Coverage 

You can avail of a loan on your two-wheeler’s on-road cost, which provides complete coverage of the loan amount.

  • Loans on all two-wheelers

Be it a scooter or a high-end bike, and loans are available on all types of two-wheelers. You can calculate loan EMI with Bike EMI calculator.

  • Additional benefits

You can avail of a bike loan with various additional bonuses like gifts, free insurance, accessories, cashback offers, etc.

While there was a time when cash was the preferred mode of transactions. However, various benefits availing a two-wheeler loan have over getting it for cash makes the former a better option in many ways.

Additionally, Read:

5 Factors To Keep in Mind When Taking a Bike Loan

Top Reasons Why You Should Buy KTM Duke 200

KTM is one of the top-end bike manufacturers that specializes in powerful sports bikes. These bikes come with the latest technology, mechanical systems, and robust features, making it quite popular amongst sports bike enthusiasts.

If you’re looking for KTM bikes in India, you must consider KTM Duke 200 for its powerful performance. Here are its top features.

  • Duke 200 has a lightweight trellis frame that enables the bike to reach 100 kmph within seconds and a top speed of 136 kmph.
  • It has a 1-cylinder with a 4-stroke engine and 6-speed transmission with 19 kW power.
  • This bike has a powerful disc braking system for both the tires with a four-piston radial fixed caliper supported by ABS.
  • It also has a cool-liquid mechanism to avoid overheating of the bike.
  • It comes in an affordable price range of 1.5 to 1.62 lakhs INR in the sports bike segment. You can also browse the latest KTM bikes price list.
  • Efficient customer support and service centers in all the major cities.
  • MRF Revz tires to provide finer grip.
  • It has a ground clearance of 170 mm and a sturdy suspension suitable for Indian roads.

KTM 200 is a powerful, affordable, and trendy sports bike which guarantees pace and performance within your budget. However, you must go through the rider’s manual and safety instructions and follow traffic guidelines to ensure that you can enjoy this stunning bike without any unwanted accidents.

Also, Read:-

KTM Duke 390 – 5 Best Things That You Should Know

Bajaj Maxima – Everything You Need To Know

You can consider Maxima C from Bajaj as the go-to cargo carrier, especially for last-mile fulfillment. Besides being affordable, the Maxima C is extremely easy to procure and comes across with a host of productivity-enhancing features.

  1. Availability

The Bajaj Maxima  is available either as a CNG variant or a Diesel-powered model. While the CNG version is eco-friendly courtesy of the BS6 powertrain, the engine featured by the diesel-run variant is a better choice for the hillier terrains. Regardless of choice, the Maxima is easier to purchase with a three-wheeler loan. 

  1. Technical Specs

In case you want to invest in the Bajaj Maxima, you need to understand the technical aspects of the same, including the plus one individual seating capacity, 12aH battery module, and a decent ground clearance of 193mm. Besides, you get a single plate dry clutch on the diesel variant followed by an RH, foot-operated brake. 

  1. Mileage

The Maxima boasts of a decent mileage of 35kmpl for the diesel variant. This feature makes it a pretty good choice for deliveries.

  1. Finance Option

The Maxima is easier to purchase with a Three wheeler loan. You can get the loan facility from the Bajaj Auto Finance at the lowest interest rates.

To sum it up, Maxima from Bajaj is quite an affordable cargo vehicle, currently preferred by most fulfillment firms, owing to lower maintenance and quickest possible loan approvals. To get the instant approval keep all the documents ready and build a good credit score, after that apply for a loan and get instant approval on loans.

Here’s How a Two Wheeler Loan Helps you Purchase the Dream Bike

More often than not, there is a glaring difference between the bike you ride and the bike you want. A Two-Wheeler loan can readily fill up this gap by offering the needed financial support to help you purchase the vehicle of your dreams. 

Here are some of the best and most productive ways by which a 2 Wheeler Loan empowers you towards the bike that you have always desired:

  1. Easy Repayment Schemes

Bike loans can be repaid as monthly EMIs. This ensures a state of financial well-being whilst allowing you to save the cash reserves for an emergency. For someone looking to buy a pricey back without financial support, paying the entire sum at once is often next to impossible.

  1. Better Payment Restructuring

Every lender offers a Two Wheeler loan EMI calculator. Once you have an idea of the interest rates, you can calculate the monthly payments as per your preferences. You can restructure the total payable amount in any manner you like by modifying the tenure. 

  1. Easy to Apply

A two-wheeler loan is probably the easiest to apply for. Besides, if your credit score or profile is sound enough and all the documents are in place, you might even be eligible for instant approvals. 

The bike loan flexibilities mentioned above ensure that you can easily get hold of a dream Two-wheeler without having to worry about the price tag.

5 Reasons to Apply for a Loan while Purchasing a Bike

Are you interested in purchasing a new bike? If yes, it is advisable to apply for a two-wheeler loan from credible banks or NBFCs. Although you can take any preferred application route, going online is probably the fastest way of getting approved.

All things aside, here are some of the primary reasons for getting hold of a bike loan to purchase a new vehicle instead of extinguishing your savings:

  1. Periodic Payments

A Two-wheeler loan is easy to pay off, courtesy of the systematic payment structure. This ensures that your short-term goals aren’t compromised while purchasing a new bike.

  1. Better Credit Profile

While you might be tempted to pay off the entire amount at once, a loan helps build your credit profile for the future, thereby increasing your eligibility for personal, car, or even home loans. 

  1. Better Usage of Cash Reserves

If you are worried that a loan might cost you more in the long run, compare and opt for the lowest bike loan interest rates and invest the cash reserves someplace else to get the same or better rates. This approach takes care of the additional payment and helps you plan better in the long run.

  1. Financial Discipline

Recurring monthly payments ensure that you keep up with the financial cycle and learn about the importance of keeping adequate funds in the account.

  1.  Better Buying Options 

If you are on-board with a loan, you can always opt for a better bike as periodic payments wouldn’t overburden you financially.

Paying the bike value upfront is not a bad option at all. However, these reasons ensure that your finances are managed better.  

Additionally, Read:- 

A Complete Guide to Understand Bike Loan Interest Calculation

What Documents Are Required for a Two Wheeler Loan

Bajaj has made it possible for everyone to own their dream bike. With their low-interest loans, anyone can have a bike they want or need. With the rise of the motorcycling culture in India, the lenders should also keep pace as the price of an average bike has now gone up. With foreign brands investing heavily in India, finance companies have got a great future to look ahead to. Nowadays, finance companies offer Two wheeler loan at the lowest interest rates to buy a vehicle.

Here is what you need for applying for a two-wheeler loan –

Eligibility

  • Should be at least 21 years of age

Or 

  • Less than or equal to 65 years at the maturity of the loan
  • Have had a residential address in the city for at least 1 year
  • Salary slips for 1 year must be there
  • Must have a postpaid connection

The documents required for a two-wheeler loan are-

For a Salaried Person

ID Proof – This can be 

  • Passport
  • Pan Card
  • Credit Card with photo
  • Driver’s License
  • Voter ID
  • Aadhaar Card

Address proof – 

  • Passport
  • Driver’s License
  • Voter ID card
  • Utility Bill
  • Aadhaar Card
  • Bank Account
  • Last 3 months salary slips 
  • Form 16
  • Last 3 months bank Statement

For Self Employed People

ID Proof – This can be

Two Recent Passport size photos

Address Proof – This can be 

  • Passport
  • Driver’s License
  • Utility Bill
  • Voter ID card
  • Bank Account Statement
  • Aadhaar Card

Latest Income Tax Return

Last 3 months bank statement

Always use a bike loan calculator to tally your calculation against that of the lender and choose a tenure and EMI that would suit you.

For an online EMI calculator you can use simple steps like select your Loan Amount, Interest Rates and Loan Tenure and get the results in the form of payable EMI’s with interest rates.